Help & FAQs

Glossary

  • Settlement Period

    A settlement period is the completion of a transaction. This is time between the transaction and settlement when monies and stock are due either to or from the market. Standard stock market settlement for shares is currently two working days. Unit Trusts and OEICs do not trade in the same way and have four working day settlement period. You can reinvest your sales proceeds before settlement, but you cannot withdraw the proceeds until the trade has settled.

Risk Warning

The value of investments can fall as well as rise and any income from them is not guaranteed and you may get back less than you invested. Past performance is not a guide to future performance.

Selftrade does not provide investment advice. If you are in any doubt as to the risk or suitability of an investment or product you should seek advice from an independent financial adviser.

The extent and value of any ISA tax advantages or benefits will vary according to the individual's circumstances. The levels and bases of taxation may also change.

The extent and value of any SIPP tax advantages or benefits will vary according to the individual's circumstances. The levels and bases of taxation may also change. If your options change regarding an employer's pension scheme you may wish to review your financial situation. Once in a pension your money is only accessible, in general, from age 55.

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